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*The cover was created in the studio of Photo Experience by Stelios Pesketzis"
https://photoxp.gr/

Philological Editing of the Greek Edition: 
Christina Raftopoulou

English Translation: 
Irene Papardela BA in Classics MA in Translation (EL, EN, FR)

Polish Translation: 
Rafal Sroka Executive MBA BA (Hons) Financial Economics and Investment London Metropolitan University Translator and Professional Finacial Advisor

Greek Edition Publishing House:
Financial Forum - D. Rouchotas 2023
English and Polish Edition Publishing House: Disigma Publications 2023

Kyriakos Chatzistefanou’s book is based on his experience, through a 30-year career in the Insurance industry.

The book is written in a motivational, advisory and literary style, but at the same time it is a practical guide in terms of the day-to-day work practices, providing solutions regarding the process of creating Evaluated Referrals to those who find themselves deadlocked in it. This guide aims to inspire and support young agents who are now forming their own character as insurance agents, but at the same time to stimulate more experienced colleagues with new ideas and practices and to encourage them to share their ideas, thus leaving a valuable legacy to the profession we serve.

"I, therefore, feel obliged, after 30 years of continuous service, to present experiences, opinions, practices, and methods on how a life insurance agent can have a successful career in the industry through the process of creating referrals and more specifically, evaluated referrals, as I have experienced this process over the years. I will present a series of opinions and practices for our colleagues who have been looking for a solution to this for years and who have yet to find a safe course of action."
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"It is addressed to all our colleagues who want to join the insurance industry as professional life insurance consultants. In other words, it is addressed to those who, through their daily activity, represent and express a particular working culture, their own culture, and seek to use communication as a weapon so that their working hours will be more productive. But it is also addressed to colleagues who have been active for years and have not yet found a tested method, a method that is off the beaten track, or still feel “unable” to collect referrals and struggle daily with this issue. I stress this point because I meet colleagues who, despite being in the profession for years, finding referrals has always been a great difficulty for them an obstacle that did not allow them to develop."
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At the same time, this book aims to introduce you to ways of working, if your professional success is your sole purpose, through the right, smart, reliable, consistent and organized steps that will save you time in favor of other parts of your life and will contribute to your self-improvement and productivity as a professional, because “Referrals” are the main ingredient of our development as Life Insurance Consultants.

If the profession of an Insurance Consultant truly thrills you and you want to create your dream career in it, you need to study this book’s content carefully and commit yourself to the idea of becoming a champion in your work, while maintaining a balance across all aspects of your life.

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The trip….

"It was February 2017 when in the framework of the organization of an annual Workshop of MDRT, at the Museum of Natural History, in Athens we had organized a tour for our invited speakers at the Sacred Rock of the Acropolis.
I remember well that with the guide came the discussion about the abilities of the Greeks, their idiosyncrasies, culture and all those that our ancestors created in Ancient Greece.
I was proud that the virtues of the Greeks of that time were heard, but at the same time I saw our country today experiencing a great crisis "economic" but rather mainly a crisis of "values".
So, I took the opportunity to try to explain to the friends who attended in an atmosphere of taxation and good mood one of the basic feelings and features of our people. That of "Philotimo".
A word that Greeks feel more than they interpret.
Although I am not the expert to interpret it as an etymology and while I will borrow a lot of data from sources, Philotimo has a feature that at least gives you the right to refer to it and describe it because you feel it is your "property", since you live with it every day. Philotimo is "Emotion".
The consciousness of dignity itself! "

"Philotimo is an ancient Greek word. It is essential, and translates as "love of honor." However, philotimo is almost impossible to adequately translate, because it describes a complex web of virtues.
Virtues that we have and if we cultivate them will be our guarantees for a successful course in this noble profession that we have chosen! They are virtues that are mirrored and spring from within the human soul.
But our effort to cultivate needs to be enduring. So we will meet our real aspects and possibilities. Thus we will discover every corner of ourselves and the role it can offer through our profession to society and our fellow human beings.
This is Philotimo! "

"Philotimo is therefore interpreted as a way of life in doing the right and honest even if your life is in danger. To work for the overall sense of duty with a view to doing the right thing.
It is honorable to live a good life.
It is your inner voice to stand up against egos, pettiness and revanchism.
Honor, Courage, Duty, Pride, Creativity, Compassion, Generosity, Integrity, Kindness, Faith, Consciousness, Humility, Dignity, Dignity, Respect, Honesty, Philanthropy are the hallmarks of Charity and Courage interpretations that are given, while it is very rightly said that whenever you say the word "Philotimo" to a Greek then you see that his gaze is sweetening.
It is honorable to think of those we would not like to be in their place.
The Apostle Paul mentions in his letter to the Romans, 14 '(15) 17-29 the word "I am honored"
"Or .. preach the gospel of Christ. And so I dare to evangelize: not where the name of Christ was proclaimed, ”..”
It also means Love and Luck but also includes the concept of bond and responsibility of interpersonal relationships.
So having this as a guide, we can achieve great things by cultivating ourselves and offering work to our customers. "

Dear readers, friends, insured, customers ......
That's the purpose of this book. To inspire you and remind you of the virtues you already have inside you and walk with them on the path of your life, whether you are Greek or not, and that through our profession you are so useful to society.

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Dear friends,

This book was created to gather the opinions of prominent Insurance Consultants who play an important role in Private Insurance. This book deals with only a part of the population of insurers: They are called Professional Insurance Consultants.

Those who daily listen to the real problems of the client, or the prospective client, and try to find the solution to potential risks, which are around us every day, next to us, but unfortunately many of us, both clients and insurers, or not we see, or we do not want to see them! The above Professional Insurers-Consultants flirt daily with the perfect, the irreconcilable, the required and this for them is a given and self-evident! They are non-negotiable and incompatible with everyday life, with the trivial ways of selling, finding, and approaching a customer, but also with regard to securing them and their families. They push themselves and their limits, for at least a minute every day and this is a recipe for success for themselves and their customers. "Sin" and at the same time "guilt" for them any lack, mistake, poor service to their customers, for the purpose they serve and for the goal they set within them. So, this book is first of all dedicated to the Professional Insurance Consultant, who daily strives to stand out from the rest who occasionally seek to imitate him and want to be called insurers. It is dedicated to you, the already existing insurer who has worries and toils and is currently holding this book in your hands and whose dream is to join this category. However, it is also dedicated to the next generations of insurers who will represent this area. In other words, every new insurer who will join the profession and will start with dreams and hopes, which in this field he can realize to the fullest. It is dedicated to him, to know from the beginning who would be better to belong to and how he could participate in the future or create something similar like this book. Because it is imperative for him, and his own people, to know what it is that he is going to represent, to initiate, and toil, what his prospects are, but also what they are and how those who represent the profession in our market think. today, from the position of Professional Insurance Consultant. In this book we read the opinions of prominent Insurance Consultants in questions about the philosophy that determines the way of finding their customers but also the central idea of ​​the sale they attempt. They explain to us that they control their activity, that after so many years of work they maintain a massive portfolio, but also what kind of public relations they apply with their insured. They tell us whether their first sales were successful, after how long they felt that this would be the profession they would follow, by what criteria they chose the insurance industry, what attracted them to it, while explaining to us the advantages of the insurance career. counselor but also if they would choose this career again. They reveal to us, how they achieve their goals every year, what their successes and failures are but also how they expand their knowledge. Finally, we read the developments that have been observed in the field in the last 20 years and their proposals for the future.

If you want to understand the changes that are happening around you, if you want to see the new form that you need to nurture in the ever-changing and demanding job market and if you have questions and concerns about the profession of Professional Insurance Consultant, we highly recommend this book. It should be noted that the profits of the book go to the Association of Northern Greece "Children's Hearts" which was created to support children suffering from congenital or acquired heart disease (www.paidikeskardies.gr).

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